Open Banking & PSD2 – Thought Forum

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Thought Forum

Open Banking & PSD2

On October 31st 2018, our panel of thought leaders discussed how Open Banking and PSD2 will impact traditional Retail Banks, how a significant increase in Fintechs entering the space is driving irrevocable changes within the ecosystem, including the market infrastructure and architecture for payments, and the net effect these changes are likely to have on the Banking industry as a whole.


Paul Horlock – CEO, Pay.UK (Formally NPSO)

Pay.UK are the new UK Retail Payments Authority, and Paul is currently leading the business through the biggest change to the way retail payments are processed in the UK for over 10 years. Driving accessibility, competition and innovation through a newly designed consolidated core clearing and settlement infrastructure, Pay.UK will be the market catalyst for change.

We recently met with Paul to discuss his role, the objectives of Pay.UK, and his thoughts on the impacts of Open Banking & PSD2. See the full video here:

Andrew Pearce – Global Head of Payments HSBC

As the Global Head of Payments at HSBC, Andrew leads a ~3000 FTE Operations team based across the globe, overseeing the processing of 4.4 billion payments annually. His current focus is on steering Payments into the new era of Banking, delivering products and services faster and better for the customer, whilst ensuring HSBC remains competitive by being open banking ready and driving traceability and speed.

Jonathan Vaux –  Executive Director Innovation, VISA

Jonathan is accountable for leading Visa’s client engagement to understand their response to Open Banking, PSD2, API strategies and cloud-based payments, whilst driving home a message of market-wide collaboration and platform banking as the future of the industry.

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